Uninsured Motorist Claims
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Uninsured Motorist Accident Attorneys
Bonardi & Uzdavinis Attorneys-at-Law | (813) 540-2019
Were you injured in an accident with an uninsured driver in Tampa, Florida? It’s never easy to deal with the aftermath of an accident, especially when the driver at fault doesn’t have insurance. Florida requires that all drivers have insurance. However, many do not, putting other people at risk. Bonardi & Uzdavinis Attorneys-at-Law can help if you are injured by an uninsured driver.
Our Florida car accident lawyers understand the complexity of uninsured driver claims. We will recover compensation even if your insurance company refuses to pay a fair settlement.
Call us at (813) 540-2019 to receive a no-obligation, free consultation. We are here to fight for you.
Bonardi & Uzdavinis Can Help With Your Uninsured Motorist Claim
You shouldn’t expect a smooth process, even if you are filing a claim through your own insurer. To protect the bottom line, insurance companies will often minimize your injuries or contest liability. It makes a big difference to have a legal team with experience in your corner.
We provide legal representation that is dedicated and personalized at Bonardi & Uzdavinis.
How Bonardi & Uzdavinis Can Help After Loss
Compassion Meets Skill
Losing a loved one due to negligence or avoidable acts is a harrowing experience. Bonardi & Uzdavinis attorneys offer legal guidance during this difficult period. When hiring us, expect:
You can count on our firm to:
- Gather evidence to support your investigation and determine the cause of an accident
- Identify any possible compensation sources, including your own UM/UIM insurance
- Manage all communications and negotiations with insurers
- Document your injuries to calculate your full damages
- As needed, collaborate with medical experts and accident deconstructionist
- Negotiate an equitable settlement, or take your case to court if needed
What Is Uninsured Motorist (UM) Coverage?
Uninsured Motorist (UM) is voluntary coverage if you are involved in a car accident caused by an uninsured person. This coverage can also be applied in the case of hit-and-run accidents, where the at-fault driver is not available.
Florida insurance companies are required to sell you UM coverage when you purchase bodily injury liability insurance, but you can opt out of it by writing. Taking the coverage will fill in the gap in case the other party does not have insurance to cover your losses.
Florida motorists also receive underinsured motorist coverage (UIM) if the faulty driver’s liability limits are insufficient to pay them.
Understanding Florida Insurance Laws
Florida is a no-fault insurance state. This implies that motorists must have Personal Injury Protection (PIP), which covers medical expenses and lost income in the case of a car crash, whether or not they are at fault.
If you are severely hurt, then you can recover from the insurance of the at-fault driver.
What if the driver is not covered or under-insured? Your UM/UIM coverage can be a savior in such cases.
How to File a Claim for Uninsured Drivers
Don’t be misled by the simplicity of filing a UM with your insurance company. Insurance companies use tactics to deny, delay or devalue claims. Common defenses include:
- Claim you are at fault for an accident
- Arguments that your injuries are exaggerated, unrelated or unrelated
- Challenge the severity or permanent nature of your injury
- Deny that UM/UIM applies to your situation
We know how to counter these arguments. Our lawyers meticulously construct your case using evidence, testimonies, and other documents. We will not shy away from going to court if the insurance company denies a reasonable settlement.
What Compensation Can Be Recovered in a UM Claims?
You may be entitled to:
- Medical expenses (past & future)
- Loss of earnings and reduced earning capacity
- Pain and suffering
- Emotional distress
- Scarring and disfigurement
- Loss of enjoyment in life
- Some cases of property damage
Uninsured Drivers Are Often Involved in Car Accidents
Any type of accident can involve uninsured or hit-and-run drivers. Our Tampa auto accident lawyers handle all types of motor vehicle accidents, including:
- Rear-end collisions
- Accidents involving a T-bone or a side impact
- Head-on collisions
- Multi-vehicle pileups
- Left-turn accidents
- Accidents involving pedestrians or cyclists
- Rollover accidents
- Accidents at intersections and red lights
- Highway accidents
Don’t take on the financial and legal burden of an uninsured driver if you have been in one of these accidents. Contact us to discuss your legal options.
How Long Do I Have to File a Claim for Uninsured Motorists in Florida?
Florida law imposes a statute of limitations of four years for personal injury claims, including UM. Delays in filing your claim can harm your case, especially if you lose important evidence or forget what happened.
Contact an attorney as quickly as possible. Early legal intervention allows for to collect evidence, communicate directly with your insurers, and build a strong case in your favor.
Contact an Uninsured Motorist Accident Lawyer in Tampa Today
You deserve full compensation if you have been injured by a driver who is uninsured or has hit-and-run. We combine personal injury expertise with a client-focused approach at Bonardi & Uzdavinis Attorneys-at-Law. We are experienced in handling complex insurance claims, and we won’t give up when your insurer is not being fair.
Contact us today by calling (813)540-2019 or contacting us online to arrange a complimentary consultation with an attorney for Tampa car accidents. You don’t pay anything unless you receive compensation. Let’s fight for justice and the financial recovery that you deserve.
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