Title Examination
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Title Examination Attorneys
Before purchasing or selling real estate, you must ensure your property title is free of legal issues. Bonardi & Uzdavinis, Attorneys-at-Law, offers title examinations to safeguard your financial and legal interests. Our seasoned title examination attorneys in Tampa ensure that your transaction goes smoothly without surprises—or lawsuits—down the line.
Keeping Your Investment Safe Before Closing
When dealing with Florida real estate, you can feel assured that the title is clean and ready for transfer. That’s what we provide.
Schedule a consultation by calling 813-540-2019 today.
What Is Title Examination in Florida?
Title examination reviews a property’s history of ownership records and legal documents to ensure that the present seller legally has the right to sell. This process also reveals any defects or claims that may jeopardize the rights of the seller or buyer.
Bonardi & Uzdavinis offers title reviews on residential and commercial properties across Tampa and its surrounding areas. Our legal team verifies your property title is sound and insurable—allowing you to have peace of mind before you sign on the dotted line.
Key Steps in a Florida Title Examination
Florida real estate statutes are complicated, and a careful title analysis takes more than a cursory look. Our lawyers walk you through it step by step:
Examination of the Chain of Title
We start by checking the chain of title. Our firm reviews the recorded history of a property's ownership. We scrutinize public records to verify that each transfer of ownership was lawful and properly recorded. Why it matters? Any disruption in the chain of title may result in ownership disputes or postpone closing.
Finding Liens and Encumbrances
Our staff performs a thorough search for delinquent liens, including unpaid mortgages, contractor liens, or HOA charges. These obligations trail the property—not the former owner—and may become your liability if not found before closing.
Reviewing Tax Records
We confirm that all property taxes are current. Overdue taxes may result in penalties or tax liens. These tax obligations could affect ownership interests. This is an important step in complying with investment or distressed property requirements.
Checking Legal Descriptions and Boundaries
Legal property descriptions and existing survey document examinations ensure that boundaries and acreage purchased are correct. If needed, we assist in organizing new surveys to clear up discrepancies.
Examining Previous Deeds and Mortgages
We review all deeds, mortgages, and easements on record against the property. Any suspicious restrictions, rights-of-way, or unrecorded agreements are noted and clarified before closing.
Prepping the Ground for Court Judgments and Litigation
Our title examination entails an examination of court records to reveal any outstanding lawsuits, divorce proceedings, or judgments against the seller or property. Such judicial entanglements place a cloud on the title and should be cleared before transfer.
What Happens After a Title Examination?
Once the title search is complete, we help guide you through the next steps of your real estate transaction:
Resolving Title Defects
If we identify issues like liens, unreleased mortgages, or estate-related complications, our attorneys step in to resolve them. We work with the seller’s legal counsel, lienholders, or courts to clear the title so your purchase isn’t delayed.
Issuing Title Insurance
After a successful title examination, we assist in title insurance. This protects the buyer (owner’s policy) and the lender (lender’s policy). Title insurance provides financial protection from future disputes over previously undetected title issues.
At Bonardi & Uzdavinis, we ensure the title insurance process is smooth, affordable, and legally sound.
Preparing for Closing
We assist with the preparation and review of all necessary closing documents, including:
- Deeds
- Settlement statements
- Loan agreements
- Title affidavits
- Transfer declarations
Our attorneys carefully review every document to ensure that your legal rights are fully protected at closing.
Post-Closing Follow-Up
Even after closing, we continue working behind the scenes to finalize all legal filings, issue final title policies, and resolve any post-closing concerns. We provide a direct line of communication with our legal team.
Why Choose Bonardi & Uzdavinis for Title Examination in Florida?
Our company prides itself on providing careful legal review—without the confusion or jargon. Real estate transactions can be challenging. So, we make the process easier for you.
Here’s what we do differently:
- Seasoned Real Estate Lawyers: We have years of experience representing buyers, sellers, developers, and lenders across Florida.
- Local Expertise: We know Tampa’s real estate market and real estate special regulations.
- Hands-On Care: We don’t send your file to a third-party service. Our experienced lawyers conduct title reviews in-house.
- Full-Service Assistance: Aside from title examination, we provide end-to-end legal assistance for real estate transactions.
Who Needs a Title Examination?
First-time homebuyers and experienced investors are all welcome. We’re here to ensure your title is clear—and your future secure. Our experienced attorneys offer title examination services to those:
- Purchasing or selling a house or condo
- Buying an investment property or land
- Receiving real estate through inheritance from an estate
- Refinancing a mortgage
- Handling divorce-related property transfers
- Buying bank-owned or foreclosure properties
Talk to a Tampa Title Examination Lawyer Today
Don’t risk your real estate transaction. A thorough title examination can save you from expensive errors and future lawsuits.
Call Bonardi & Uzdavinis at (813) 540-2019.
Or reach out to us online to set up your consultation. Our title examination attorneys in Tampa can help you purchase, sell, or invest in property with confidence.
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